Your TTC Team

As a team, we spend long hours huddled over a single case until all of a client’s puzzle pieces are crafted together perfectly. To provide this unique value, we limit the number of clients we serve, as quality must triumph over quantity. A successful retirement income plan requires more than just products; it takes a team of experts committed to your life goals.

Frank Benischeck - President

As president and founder of Totus Tuus Consulting, Frank Benischeck has been on CBS News, FOX News and NBC News morning shows. He also was featured in Forbes magazine. Frank was the featured speaker at the Harvard Business School Business Expert Forum and was a featured speaker at West Point’s Leaders Academy with Buzz Aldrin. Frank has 30 years of experience in innovative retirement planning, estate planning and helping clients realize who they are, who they can be and the difference they can make.

Frank graduated from Flagler College and received a master’s degree from Loyola University. He is also a member of Ed Slott’s Master Elite IRA Advisor Group and is a Certified Senior Advisor. 

Frank’s greatest joy comes from helping others grow in their faith in Christ. In 1992, he founded Catholic College Fellowship, a campus ministry outreach program that serves college students in his local community of St. Augustine, Florida.

Jacki Garra - COO

Jacki Garra serves as the chief operating officer for Totus Tuus Consulting and coordinates estate planning between clients and attorneys. With over 30 years of client service experience, she works to help clients realize who they are, who they can be and the difference they can make.

Before joining Totus Tuus, Jacki worked as a vice president for a regional banking firm, helping her clients with all aspects of achieving their financial goals. Among other things, Jacki volunteers at her church and in the local school system to teach children about the importance of savings.

Jacki and her husband, Mark, have three children. In their free time, Jacki and her family enjoy traveling and fishing.

Brad Matos - Advisor

After originally pursuing a degree in Mechanical Engineering, Brad pivoted toward his true calling in finance, harnessing a Bachelor’s in Business from Florida International University. Brad’s professional journey saw him excel in multiple roles in financial analysis and operations. Hailing from the St. Augustine area, Jacksonville, Florida is where Brad calls home. His heart belongs to his wife Emily, married since June 2019, and their two wonderful children: Kennedy and Anderson.

Kelly Cunningham - Client Services Coordinator

Kelly is the client services coordinator at Totus Tuus Consulting. With a background in retail management and coordination of medical/dental offices, her passion is working to help clients realize who they are, who they can be and the difference they can make. 

Kelly moved from Alaska to Florida in 2021. Together, Kelly and her husband, Ken, have two sons: Kenny and Joe. 

When she is not in the office, Kelly loves gardening, enjoying the trails along the coast and spoiling her sons, dogs and cats with homemade treats!

John R. Crawford - Tax Attorney at Marks Gray Law Firm

John R. Crawford is a board-certified tax lawyer under the Florida Bar’s board certification program and is a key business partner of Totus Tuus Consulting. He provides advice and counseling on an array of financial and legal topics and helps clients realize who they are, who they can be and the difference they can make.

John is a past chairman of the Catholic Foundation of the Diocese of St. Augustine, a current member of the Board of Directors of the Tom Coughlin Jay Fund Foundation and a member of the National Academy of Elder Law Attorneys.

John was named one of Florida’s Super Lawyers® in 2006, 2007 and 2011—only 5 percent of the lawyers in Florida earn this distinction. He is also admitted to practice in the United States Tax Court, United States District Court, the Middle District of Florida and all Florida and Georgia state courts.

John holds a bachelor’s degree and a juris doctorate, both from the University of Florida.

Jennifer S. Akin - Attorney at J. Akin Law

Jennifer S. Akin is a key business partner of Totus Tuus Consulting and a Certified Elder Law Attorney. She has several years of experience in law practice. She has focused her practice entirely on helping clients with their elder law, estate and special needs planning. She is a member of the New York and Florida state bar associations.

A leader in spirit and action, Jennifer takes on the toughest cases of the firm’s senior and special needs clients. She dispenses advice and action plans that protect clients’ interests and helps them realize who they are, who they can be and the difference they can make.

Jennifer believes helping retirees is her calling. Before attending law school, Jennifer was a certified nursing aide (CNA) at a nursing home in Ormond Beach, Florida. Throughout her time as a CNA, she worked closely with patients to ensure they received high-touch care and maintained their dignity and quality of life.

It was during this time that Jennifer saw the devastating impacts long-term care could have on families’ finances, emotions and well-being. Since then, planning for long-term care has become an important part of her practice.

Bill O'Leary, ESQ. - Estate Planning Attorney at Legacy Planning Law Group

Bill has dedicated his legal career to helping families realize who they are, who they can be and the difference they can make by planning well, finishing the race strong and leaving a lasting legacy built on family harmony.

Bill understands that effective estate and elder planning is not a one-size-fits-all proposition. No two families are alike. As a dedicated Jacksonville estate planning attorney, Bill ensures he provides personal attention and customizes each plan to his clients’ unique needs.

Once Bill learns about a client’s specific goals and desires, he presents options and makes recommendations that are simple and understandable.